Adjustable-Rate Mortgages and Smart Property Investing

Adjustable-rate mortgages (ARMs) or variable-rate mortgages (VRMs) refer to mortgage loans with a¬†variable interest rate that is adjusted at pre-determined regular intervals according to the movements of a market Index Rate. More specifically, the interest rate of an ARM is determined by adding to an Index Rate a predetermined spread, or margin. The spread is... Continue Reading →

Do you Know your Loan Amortization Options?

Smart real estate investing involves most of the times financing a significant part of the purchase price of a property through mortgages, that is, loans that are secured by the property that is acquired. The benefits of borrowing in acquiring a property as an investment can be considerable under certain circumstances. Loan amortization is the... Continue Reading →

What is Cash-out Refinance?

Understanding how you can use your real estate holdings to obtain additional financing could come quite handy when funds are needed to finance another great property investment opportunity with a high expected return. Cash-out refinance is a term that is used very often in the mortgage refinancing terminology in the US.¬† First of all, mortgage... Continue Reading →

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